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Full-Service Loan Processing
for Brokers & Lenders.

Third-party contract mortgage processing that lets you close more deals — faster, cleaner, and without the overhead.

About — Processors Direct

The processing partner built for how mortgage business works.

We give brokers, lenders, and banks a dedicated processing team that moves loans faster — without the overhead of hiring in-house.

Learn more

$300M+ Annual Loan Volume Processed

95% Repeat Partner Rate

50+ Dedicated Processors

20+ Years Combined Experience

How It Works — Processors Direct

How it works

From submission to closing — handled.

A streamlined mortgage processing experience built to move loans faster without sacrificing accuracy.

Get started

Submit your loan file

Send us your file securely via your LOS. We work with all major platforms — no new tools needed.

1

LOS file receipt

We accept files from Encompass, Calyx, BytePro, and all major platforms.

2

Document checklist audit

Full doc checklist run on receipt — missing items flagged within 2 hours.

3

Processor assignment

Your file is matched to a dedicated processor based on loan type and state.

File intake

Review & file setup

Every document reviewed and third-party items ordered before UW submission.

1

Document review

Income, assets, credit, and title docs verified for completeness and accuracy.

2

Third-party orders

Appraisal, title, flood cert, and state-required items ordered on your behalf.

3

UW stacking prep

File organized to lender specs so the UW submission is clean on the first pass.

Setup & order

Underwriting & conditions

Full UW management, condition tracking, and borrower communication handled end to end.

1

UW submission

Submitted directly to the lender portal with a timestamped receipt log.

2

Condition tracking

All PTD/PTC conditions tracked in real time and communicated as they come in.

3

Borrower follow-up

We handle outreach for borrower-side conditions so your team stays focused.

UW management

Clear to close

We coordinate with title and escrow directly for a clean, on-time closing package.

1

Title & escrow coordination

We contact title and escrow directly to confirm figures and schedule signing.

2

CD & closing doc review

Closing Disclosure reviewed for accuracy before it reaches the borrower.

3

Wire & funding prep

Funding instructions confirmed and closing package verified for a clean wire.

CTC coordination

Funded.

Deal complete. Your loan funds and your pipeline keeps moving — we're ready for the next one.

1

Funding confirmation

We confirm funding with escrow and send a closed-deal notification same day.

2

Post-close file wrap

All docs organized and archived in your LOS — nothing left trailing in the file.

3

Ready for next

Your processor is available immediately for the next submission in your pipeline.

Deal closed

Our Services — Processors Direct

What we do

Everything your pipeline needs
to close faster.

Third-party mortgage processor support built to move loans from application to closing — efficiently, accurately, without the overhead.

200+ Trusted partners

Assigned & active within 24 hrs of submission

Pipeline health

98.4%

On-time close rate — Jan through Jul

Third-Party Processing Services

Direct mortgage processor support guiding your loans from application through closing — without the cost or complexity of managing in-house staff.

Processing services More info

1,000+ LOs supported

Conditions cleared & borrowers followed up — no LO needed

File quality breakdown

96.1%

Clean submit rate across all LOs

Loan Partner Support

Hands-on support for loan officers to streamline file preparation, enhance loan quality, and keep every deal moving forward from day one.

Loan officer support More info

500+ Processors certified

4–6 wk remote program · graduates placed into live pipelines

Avg. days to close

40% faster

Close time before vs. after the program

Processor Program

Comprehensive training that builds efficiency, reduces errors, and brings consistent processing standards to every file across your operation.

Training program More info

Service 1 of 3

Advantages — Processors Direct

Why Processors Direct

Built for how mortgage processing actually works.

A processing partner that moves at your speed — without the overhead, the guesswork, or the dropped files.

Processors Direct — Pipeline Dashboard

● Live 14 active files

Active Pipeline

All

DSCR

Bridge

Fix & Flip

Borrower / Entity Loan Type Lender Status Progress

Castillo Holdings LLC

$1,250,000 · DSCR · TX

DSCR 30yr

Kiavi

Clear to Close

T. Osei Investments

$680,000 · Bridge · FL

Bridge 12mo

RCN Capital

PTD Conditions

Fontaine Capital Group

$2,100,000 · DSCR · CA

DSCR IO 5/1

Visio

In Underwriting

A. Mercer REI LLC

$425,000 · Fix & Flip · AZ

Fix & Flip

Lima One

Conditions Out

Hartmann Property Group

$890,000 · DSCR · GA

DSCR 30yr

Deephaven

In Underwriting

Delray Asset Partners

$3,400,000 · Commercial · NY

Comm Bridge

CoreVest

Doc Review

Close Rate

98.4% ↑ 2.1%

Open Tasks

Castillo — wire confirmed w/ escrow

Osei — 2 PTD conditions pending

Mercer — appraisal in, stacking now

Fontaine — UW approval today

Fast

Speed and precision that helps you stay ahead of your pipeline.

Simple

Simple systems, smooth processes, and less back-and-forth.

Reliable

Trusted. Transparent. Reliable — every step of the loan process.

Scalable

Grows with your pipeline — one file or fifty, the process never breaks.

FAQ — Processors Direct

FAQ

Questions, answered.

Everything brokers and lenders ask before getting started with Processors Direct.

We process loans nationwide across all 50 states. Our processors are matched to your file based on the specific loan type and state requirements, so compliance and timelines stay accurate no matter where the property sits.

We work directly inside all major loan origination systems, including Encompass, Calyx, and BytePro. There's no new software to learn — your file moves through your existing LOS exactly as it does today.

Most files are assigned to a dedicated processor and actively being worked within 24 hours of submission. A full document checklist audit runs on receipt, with missing items flagged within 2 hours.

Yes. We process DSCR, bridge, fix and flip, new construction, and commercial bridge loans alongside conventional and government loan types — with processors experienced in each program's specific documentation and underwriting requirements.

Pricing is per-file and scales with loan complexity rather than a flat retainer. There's no cost to staff, train, or manage an in-house processor — you only pay for files actively in your pipeline.

Yes. Every file has live status visibility from intake through clear to close, including condition tracking and underwriting milestones, so you always know exactly where a deal stands without having to ask.

We support individual loan officers up through entire broker shops. Whether you have one file a month or fifty, our processors scale with your pipeline without any change in turnaround or quality.

Reviews — Processors Direct

Reviews

What our partners say about us

"Processors Direct completely changed how we run our shop. We went from chasing files every day to actually closing more loans. Their processor knows our lenders, our borrowers, and our pace."

Marcus Delray

Owner, Clearpath Lending

MD

"Conditions cleared and borrowers followed up without me lifting a finger. That alone saves me hours every week."

Tanya Osei

LO, Pinnacle Funding Co.

TO

"We hired Processors Direct after losing two processors in one month. Within a week our pipeline was running cleaner than it ever had in-house."

Derek Fontaine

Branch Manager, Summit Bridge

DF

"Their processor caught a stacking issue that would have gotten the file suspended. That kind of attention to detail is exactly what we needed."

Sandra Kimura

Compliance, Vantage Point Capital

SK

"Every question answered same day, every file updated in real time. It's a different level of service than anything we had before."

Leo Hartmann

LO, Bluestone Capital

LH

"Processors Direct has been a key partner in our growth. Reliable, consistent, and they never drop a file."

Alicia Mercer

Broker-Owner, Ironwood Partners

AM

"We've been with Processors Direct for over a year across our entire broker shop. Every file, every LO, every lender — handled consistently. The savings versus in-house staff are real, but honestly the consistency is what keeps us here. I've never had to worry about a file falling through the cracks."

Robert Castillo

Broker-Owner, Meridian Oak

RC

Full-Service Loan Processing for Brokers & Lenders.